Canada Wide Toll Free: 1-866-423-7989

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Online Payment

You can now submit account payments online through our secure payment service partner. Our provider uses a PCI and CISP certified e-commerce payment gateway to protect your personal and financial information.

To start the payment process, please enter your account and payment information below.

* REQUIRED FIELDS

* 7-Digit File Number


* Payment Amount (Canadian Dollars)


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All Payments processed by Wiggins Adjustments Ltd.

If you have any problems processing your payment or any further questions, please contact us at edmonton@optimumcredit.ca or 604.530.0211.

Terms and Conditions

By accessing the payment are of the Optimum Credit Recovery Inc., you acknowledge the notices, and agree to the terms and conditions set out below.

Your Account
You are responsible for all payment activity on your account, including all payments made by you or anyone you allot to access your account, including your children, other members of your family or friends. This means that, unless your account or credit information has proven to be obtained unlawfully or fraudulently by someone other than those you authorize to access your account, you will be responsible for all usage and payments made to your account. You agree to authorize Optimum Credit Recovery Inc. to charge the credit card you supplied to pay on your debt(s) the amount you authorized when you accessed the web site.

Copyright & Trademarks
All Optimum Credit Recovery Inc. Web site design, text, graphics and arrangement is © Optimum Credit Recovery Inc. Web site and all content provided on the Optimum Credit Recovery Inc. Web site is protected by copyright, trade-mark, and other applicable intellectual property and proprietary rights laws, and is owned, controlled, and/or licensed by Optimum Credit Recovery Inc. and/or its affiliates and related companies. Nothing contained on Optimum Credit Recovery Inc. Web site should be considered as granting, by implication, estoppels, or otherwise, any license or right to use any trade-marks, logos, or other names, including, but not limited to, those identifying Optimum Credit Recovery Inc. and/or its affiliates and related companies or their respective services displayed on the Optimum Credit Recovery Inc. Web site, without the expressed written consent of Optimum Credit Recovery Inc. or such third party that may own such trade-marks, logos and other names displayed on the Optimum Credit Recovery Inc. Web site.

Use of Intellectual Property
No information or material from the Optimum Credit Recovery Inc. Web site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way whatsoever. With the exception of the receipt you will receive after payment of your debt account. You agree to abide by all copyright notices, information and restrictions.

Privacy Policy

Optimum Credit Recovery Inc. is committed to the protection of the personal information entrusted to the organization; and to maintaining the privacy, security and accuracy of the personal information they collect; use and disclose in accordance with applicable legislation and the specific contractual obligations to its clients.

This is a statement of principles and guidelines concerning the protection of personal information of including but not limited to, clients and clients’ custom information, used and disclosed in accordance with our Privacy Policy. This policy applies to all Optimum Credit Recovery Inc. employees who have custody, control or access to general and personal information and by virtue of their relationship with our clients. This company considers all non-public information it has in its possession or control over to be confidential.

BY SUBMITTING PERONAL INFORMATION TO Optimum Credit Recovery Inc. OR ITS AGENTS, YOU AGREE THAT WE MAY COLLECT, USE AND DISCLOSE SUCH PERSONAL INFORMATION IN ACCORDANCE WITH THIS PRIVACY POLICY. THE PRIVACY PREFERENCE YOU HAVE MADE KNOWN TO US AND / OR AS PERMITTED OR REQUIRED BY LAW.

Return/Refund Policy

All sales are final, the customer needs to be absolutely certain of what they are paying as their funds are immediately forwarded to the respective creditor and no returns or refunds are possible once an account is paid.

Call Toll Free:
Toll Free: 1.866.423.7989
Toll-Free Fax: 1.866.710-5119
Collections Department: 1.866.799.7992
Hours of Operation:
Monday - Thursday,
8:00AM to 8:00PM
Friday, 8:00AM to 6:00PM
Saturday, 9:00AM to 6:00PM